DASK Earthquake insurance for property in Turkey

Turkey is located on an active geological plate which has been the source of a number of earthquakes throughout the country’s history. The majority of earthquakes in Turkey are in the Anatolian region, the heartland of the country which includes the capital Ankara. Other parts of Turkey receive relatively few earthquakes.

Turkish Catastrophe Insurance Pool (DASK in Turkish) is a public sector insurance entity providing catastrophe risk insurance for Turkish homeowners. The DASK program provides no insurance for any build that does not have a valid construction licence, so has given incentives for Turkish builders to comply with new construction regulations.

Before buying any older property in Turkey, checks should be carried out to make sure the build is earthquake compliant. The seller should provide you with the Use of Building Permit (Yapi Kullanma Izni) or Habitation Certificate (Oturma Izni/Ruhsati).

Turkey now has a building code especially devoted to earthquake-resistant design, that is a highly sophisticated construction of reinforced concrete buildings.

Building regulations in Turkey since 2007 has been governed by "TSE" standards which are similar to British Standards in the United Kingdom. All new projects must offer a minimum five year, full structural guarantee - and often ten or more years which is similar to the UK's NHBC scheme.

DASK or TCIP earthquake insurance is provided by the Turkish Government and is compulsory for homeowners.

In order to arrange earthquake insurance on your property you would need to provide the following:
A Copy of the Tapu (title deeds)
Passport numbers of all persons named on Tapu
The Square meterage of the property and land
The address of the property

Click here for an instant online Quote for your holiday home insurance including DASK cover

Get up to 40% risk related discount on Turkish property insurance + earthquake cover

It is essential that you have the relevant property insurance in place by the time you exchange contracts on your purchase as it will be a requirement of the sale. 

If you already have holiday home insurance this can be topped up with a low premium earthquake cover.